Terms And Conditions


1. Introduction
1.1. These Terms and Conditions govern your use of Aladdin Scheme Limited’s (“us”, “we”, or “our” or “Aladdin.ng”) digital financial products, services, and applications (together with the Website, herein called “The Platform” or “The Services”). Aladdin Digital Bank (“The Platform” or “The Services”) is a digital open bank app developed and operated by Aladdin Scheme Limited. These Terms & Conditions apply to the grant of access to and use of the Platform or the Services by the User. By registering and using this app, you agree to these terms and conditions. 'User/you' is anyone who opens an Aladdin Account. 'App' means the software we offer on compatible Android and iOS devices, with which you can transact on and otherwise access an Aladdin bank account. Additional terms and conditions of use applicable to specific areas of the Website may also be posted in such areas and, together with these Terms and Conditions, govern your use of those areas. These Terms and Conditions, together with any such additional terms and conditions, are referred to as these "Terms." You are responsible for providing your own hardware, software, telephone or other communications equipment and/or service to connect to the Internet and access the Website and are responsible for all internet access charges, telephone charges or other fees or charges incurred in connecting to the internet and accessing the Website at https://www.aladdin.ng/. By accessing this Website and any of its pages, you are agreeing to these Terms.

1.2. You agree and acknowledge that your use of this Services shall be for lawful purposes only. You are solely responsible for compliance with all laws pertaining and regulations pertaining to your use of the Website, the use of any networks or other services connected to the Website, and the means of communication by which you connect your computer or other equipment to the Website. By accessing the Services, you agree that you will not:

  • Restrict or interfere with any other users' use or enjoyment of the Services;
  • Post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including anything constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, state, national, or international law;
  • Post or transmit any information, software, or other material which violates or infringes in the rights of others;
  • Disrupt the normal flow of communication on the Services;
  • Claim a relationship with or to speak for any business, association, institution or other organization for which you are not authorized to claim such a relationship;-Violate any operating rule, policy or guideline of your internet access provider or online service.

1.3 We reserve the right, in its discretion, to change or modify all or any part of these Terms at any time, effective immediately upon notice published on the Services. Your continued use of the Website constitutes your binding acceptance of these Terms, including any changes or modifications made by us If at any time these Terms are no longer acceptable to you, you should immediately cease all use of the Services.

2. Use of Content

2.1 You acknowledge that the Website contains information, software, photographs, audio and video clips, graphics, links and other material (collectively, the "Content") that are protected by copyright, trademark or other proprietary rights of Aladdin Scheme Limited and/or third parties. All intellectual property in the Content on the Website belongs to us. You agree to comply with any additional copyright notices, information, or restrictions contained in any Content available on or accessed through the Website. You may only use the Content solely for personal, non-commercial use.

2.2 You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the Content, in whole or in part, except as expressly permitted in these Terms. You may post on the Website any Content owned by you (such as your original statements), Content for which you have received express permission from the owner and Content in the public domain. You assume all risk and responsibility for determining whether any Content is in the public domain. You grant to us the right to edit, copy, publish, distribute, translate and otherwise use in any medium any Content that you place on the Services without compensation to you. You represent and warrant that you are authorized to grant all rights outlined in the preceding sentence.

2.3 We do not represent or endorse the accuracy or reliability of any Content posted on the Website and you acknowledge that any reliance upon such Content shall be at your sole risk. Any Content placed on the Website by users represents the views of the user posting the statement and does not represent the views of Aladdin Scheme Limited

2.4 The Service may contain links to sites on the Internet which are owned and operated by third parties (the "External Sites"). You acknowledge that Aladdin Scheme Limited is not responsible for the availability of, or the content located on or through, any External Site. You should contact the site administrator for those External Sites if you have any concerns regarding such links or the Content located on such External Sites.

3. No Use by Minors
Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using Services, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of Terms. If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of Services.

4. Accounts
When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on Services.
You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Services or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.
We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

5. Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service.

6. Indemnity
You agree to indemnify, defend and hold Aladdin Scheme Limited and its affiliates, and their respective officers, directors, owners, agents, information providers and licensors harmless from and against any and all claims, liability, losses, costs and expenses (including attorneys' fees) incurred by Aladdin Scheme Limited in connection with any use or alleged use of the web site under your password Aladdin Scheme Limited reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with Aladdin Scheme Limited defense of such claim.

7. Disclaimer of Warranties; Limitation of Liability

7.1 Neither Aladdin Scheme Limited nor any provider of third-party content or their respective agents warrants that the service will be uninterrupted or error-free; nor does Aladdin Scheme Limited, any third-party content provider, or their respective agents make any warranty as to the results to be obtained from the use of the Website or the Content. The Website and the Content are distributed on an"as is, as available" basis. None of Aladdin.ng, third party content providers and their respective agents make any warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose, with respect to the service, any content or any products or services sold through the service. Neither Aladdin.ng nor any third-party content provider warrants that any files available for downloading through the Website will be free of viruses or similar contamination or destructive features. You expressly agree that the entire risk as to the quality and performance of the service and the accuracy or completeness of the Content is assumed solely by you.

7.2 Neither Aladdin Scheme Limited, its service providers nor their respective agents shall be liable for any direct, indirect, incidental, special or consequential damages arising out of the use of or inability to use the Website, even if such party has been advised of the possibility of such damages

7.3 Email messages sent to us over the internet cannot be guaranteed to be completely secure. We are not responsible for any damages incurred by users if they send a message to us, or if we send a message to them at their request, over the internet. We are not responsible in any way for direct, indirect, special or consequential damages arising out of the use of the Website. Due to the nature of the internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. We are inot liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.

8. The App, website and its contents are provided 'as is' without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. These warranties are hereby excluded to the fullest extent permissible by law. Under no circumstances shall We be liable for any direct or indirect, special, incidental or consequential damages that may arise from your use of, or inability to use, this platform or the services.

9. Prevailing Law
This Policy is made pursuant to the provisions NDPR and any other relevant Nigerian laws, regulations or international conventions applicable to Nigeria

Contact Us Please send your feedback, comments, requests for technical support by email: info@aladdin.ng
Website: https://www.aladdin.ng/


(c) 2020 Aladdin Scheme Limited/Aladdin.ng Aladdin Virtual Account Number provided by (GoMoney) Sterling Bank is a licensed financial institution in Nigeria. All deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). All text, graphics, audio files, code, downloadable material, and other works on this website are the copyrighted works of Aladdin Scheme Limited/Aladdin.ng. All Rights Reserved. Any unauthorized redistribution or reproduction of any copyrighted materials on this website is strictly prohibited. Other product and company names are trademarks of their respective owned.